Attorneys can gain business experience and business education in many different ways. Many attorneys work for several years after college and then attend law school. Others work after college, get an MBA, obtain a higher level position in business, and then ultimately decide to pursue a Law degree. Others major in business, immediately add an MBA, work for a number of years, and then decide to pursue a Law degree. Many others gain business knowledge on the job as attorneys as they progress in their careers.

1. Why do individuals with significant business experience and an MBA decide to attend law school to become attorneys?

This was not likely the plan that they had after college. They decided to pursue a career in business and either went straight to an MBA or got their first job…an entry level job somewhere…getting an MBA later. They worked, advanced in their careers, experienced the ups and downs, and somewhere along the way decided that they wanted to pursue the practice of law. They made the associated sacrifices and took the three years to get through law school. They then started their law careers, behind their peers but highly motivated to work hard and catch up.

2. Does this path to the practice of law matter?

Everyone of course is different, but it is fair to say that it takes a combination of motivation, confidence, perseverance, and a strong sense that law is ultimately the right career path to make the decision to go that route. With these attorneys there is no “I should have done something else rather than practiced law”. They already did the “something else”. This path to a law degree also fuels a passion of “catching up” after graduation due to the late start in the practice of law…working very hard and doing really good work for each client.

3. But does the business background and business education that these attorneys bring to the practice of law really matter? Is it helpful in their practice of law?

Let’s consider, as an example, a small law firm of three to five attorneys. This firm’s practice covers a number of different practice areas, including family law, personal injury, bankruptcy, small business law, and civil litigation. This firm can benefit from attorneys that have a business background and an MBA. Each area of practice has different financial, analytical and modeling requirements, likely some strategy and planning work that is relevant, and business experience can be helpful.

4. More specifically, in what ways is this business experience helpful?

Many different areas of the law and specific cases benefit from strong financial and analytical knowledge and skills provided by attorneys and the support staff. For example, much of a divorce case (with or without children involved) is about the separation of assets, about income statements, balance sheets, cash flow, tax law. Expertise is required to get this right to the benefit of the client. Small mistakes matter and can make a significant difference in the financial outcome.

Bankruptcy, while a very rules driven process, requires detailed engagement with the client on every aspect of their finances, building financial models to support their financial budgeting and ongoing spending decisions. Business clients, regardless of the legal issue, benefit from attorneys that can quickly understand the business, know the questions to ask, and can provide the necessary financial and business analytics. Personal Injury cases require a laser focused approach to monetary damages associated with the case, from out-of-pocket expenses, pain and suffering, lost wages and many other aspects of damages translated to a monetary award.

When hiring an attorney, the attorney’s background and reputation, the legal areas of focus and expertise, the quality of the initial consultation, comfort level with the attorney and support staff, client reviews, and word-of-mouth are all key considerations. In addition, an attorney’s business background and business education can be a factor in the decision regarding which attorney to go with. Business experience and business education can add value to the services provided by an attorney. The Attorneys at Dozier Law, P.C. provide clients with this background and expertise.

There are four questions that are important to consider when determining which law firm is the right one for you;

• Does the law firm have a track record of success in the area of the law that you need help in?
• Does the law firm have the people and the technology to provide you with efficient and cost-effective services and representation?
• Do you feel comfortable with the lawyers and staff that you have met? Does this feel like the right place for you?
• Does the law firm have a good reputation?

Gathering Information:
So how do you go about gathering information on law firms in your area? First, internet searches will provide a significant amount of information. This includes law firm websites, articles, publications, and client reviews. Your friends, neighbors and acquaintances can also be a good source of information. This could include those you know at work, in local businesses, youth sports, your local work-out spot…wherever you have connections with people in the community. It is also very important to have a meeting (a consultation) with a lawyer in the firm you are considering. You will learn a great deal in this meeting that will help you make a final decision.

Questions that you should address as you do your fact finding;

1. Does the law firm have a track record of success in the area of the law that you need help in?

You should start by doing a google search of lawyers in your area. Be specific. If you are looking for a criminal lawyer, do a search of criminal lawyers. If you are considering a divorce, then divorce lawyers. If you need help with an injury, personal injury lawyer. The same with bankruptcy or any other issue that you are dealing with. Review the websites of the law firms that are listed, including web pages dedicated to the area of law you need support with and the backgrounds of the lawyers and the support staff. There may also be a blog with articles and a client testimonials page.

The consultation with a lawyer is very important. You’ll describe your legal issue and there will be discussion focused on that. This will tell you a lot about the firm’s experiences and capabilities in this area of the law. Remember that you are not searching for a lawyer that can handle your case. You are searching for a lawyer and a firm that you feel can do the best job in representing you in your case and getting the best possible outcome.

2. Does the law firm have the people and the technology to provide you with efficient and cost- effective services and representation?

This information will come primarily from the consultation. Ask the lawyer you are meeting with about the other lawyers in the practice as well as the paralegal and other support staff. If you have a question or need to talk to someone in the firm how will that work? How quickly will someone get back to you? Who will your primary contact person be? If you need to talk to your lawyer, perhaps for reassurance and nothing else, will you be able to do so in a reasonable timeframe?

You can also learn a lot by asking the lawyer about how the firm uses technology. What are the various ways that the firm will communicate with you? Will the lawyer be able to immediately access all documents and conversations when talking to you about your case? How does the firm use technology to gather the facts and develop the information in support of your case? You will want to deal with a firm that uses technology to support their clients in ways that are efficient as well as cost-effective.

3. Do you feel comfortable with the lawyers and staff that you have met? Does this feel like the right place for you?

The consultation will last about an hour. You may be in a conference room or a lawyer’s office. After the consultation ask for a brief tour of the law office so that you can say “Hi” to several of the support staff and perhaps another lawyer. This will give you a good sense of the office and the people that work in the firm. Remember, first impressions are usually accurate. Questions that you should ask yourself; Do I feel comfortable and at ease? Do I feel that the lawyer I met with is someone who I will be able to communicate with and be open with? Does it feel as if I have come to the right place?

4. Does the law firm have a good reputation?

You will want to be reassured that a law firm is respected in the legal community. There are a number of very reputable online sources that can help you with this. One is Martindale-Hubbell which provides a profile of the law firm as well as peer (other lawyers) and client reviews. Another is AVVO which provides information on the firm, the lawyers within the firm as well as client reviews. Another good source of information is Justia, which has a law firm directory with lawyer profiles focused on the various areas of the law.

Another good way to obtain reviews from a law firm’s former clients is Google reviews. Each review includes a rating and comments from clients regarding their experience with the law firm as well as any response to the review that the law firm has provided. Google reviews, combined with client reviews from the other sources noted above, can provide you with a good understanding of what former clients have to say about their personal experience and the legal support provided by the law firm.

Hiring a law firm for your legal issue is a very important decision. Do your homework and gather the information you need to make the decision, one that you feel good about and are comfortable with. This will put you in the position to have a positive experience with your lawyer and support staff as well as the best opportunity for a positive outcome to your legal issue.

At Dozier Law, P.C. we are committed to providing legal support that delivers the best possible results for our clients. Our focus is on the following areas of the law…family law, bankruptcy, personal injury, criminal defense, wills/trusts/estates, and civil litigation.

1.REFRESH YOUR MEMORY
Go over all the facts in your mind before the court date. Try to recall as clearly as possible what happened and the timing of the events. This will enable you to remember the facts more clearly when you are being questioned.

2.DRESS APPROPRIATELY
Dress conservatively and be well groomed. As a reference, you should think in terms of a job interview. You want the judge or jury to focus on what you are saying and not be distracted by your appearance. Dressing appropriately will also help your confidence.

3.BEING SWORN IN
This is the time to make a good first impression. When you are taking the oath stand up straight, look directly at the person administering the oath, and say “I do” clearly and confidently in a voice that everyone can hear.

4.TALK SLOWLY, CLEARLY, AND LOUD ENOUGH
Talk slowly, clearly, and loud enough so that everyone in the room can hear you. Take your time before answering so that you can give some thought to your response. Don’t try to memorize answers to questions. Talk naturally and be yourself.

5.STICK TO THE FACTS
Testify to what you know. Tell the court what you saw and heard, not what you think or what someone else thinks or said. When questioned, if you do not know the answer or cannot remember something, say so.

6.BE TRUTHFUL
You take an oath to “tell the truth”, and that is what you need to do. Answer each question based on what you know and what you can remember. If you don’t know, say so.

7.LISTEN CAREFULLY TO THE QUESTION
Listen and wait until the entire question is asked before responding. Concentrate on understanding the complete question rather than formulating your response as the question is being asked.

8.DON’T GUESS AT WHAT A QUESTION MEANS
Never answer a question unless you are clear about what is being asked. If you don’t understand a question, ask for it to be explained. If you still don’t understand, say so and don’t attempt to answer it.

9.DON’T EXAGGERATE OR VOLUNTEER INFORMATION
When responding to a question, stick to the facts and respond based on things you have observed or have personal knowledge about. Answer the questions asked and don’t over-explain or provide additional information that is not necessary.

10.CORRECT ANY MISTAKES
If you do not answer a question correctly, make corrections immediately. If you were not clear with an answer, clarify your response immediately. You can also ask to correct something you said earlier after having thought about it. Further, be consistent with other testimony that you may have given.

11.DON’T ANSWER IN ABSOLUTES
Statements such as “that is everything that happened” or “that is the complete conversation” can be a problem. You don’t leave yourself the opportunity to add information later if you recall additional things. Instead, say “that is all I remember happening” and “that is all I recall of the conversation”.

12.STOP TALKING WHEN THERE IS AN OBJECTION
Immediately stop talking if you hear the word “objection.” The judge will tell you when you can continue to answer the question or go to a different question.

13.STAY CALM AND COURTEOUS
You will likely be nervous. Breathe slowly and keep your emotions in check. Don’t take things personally and get defensive and never show impatience, sarcasm, anger, or lose your temper.

14.BE CONFIDENT
Confidently give direct and concise answers whenever possible. If you don’t know, say so. Avoid any qualifiers such as I think, I believe, it appeared to me, my thought is.

15.DON’T DISCUSS YOUR TESTIMONY
Don’t talk to anyone other than your lawyer about your testimony. This applies until the case is officially over.

At Dozier Law, P.C. we are committed to providing legal support that delivers the best possible results for our clients. Our focus is on the following areas of the law…family law, bankruptcy, personal injury, criminal defense, wills/trusts/estates, and civil litigation.

There are three types of debt; secured, priority unsecured, and unsecured. A car loan is an example of a secured debt in which the vehicle is the collateral for the loan. The mortgage on your house is also secured debt. Examples of priority unsecured debt are child support and spousal support. In almost all cases, secured debt and priority unsecured debt must be repaid in full in a Chapter 13 bankruptcy filing. Some examples of unsecured debt are credit cards and medical bills. In a Chapter 13 filing this debt is repaid based on what can be reasonably afforded.

After a careful review of your debt and financial situation including income and expenses, you and your lawyer may determine that a Chapter 13 bankruptcy filing is the best thing for you to address your debt. If so, a bankruptcy plan will be developed with your lawyer and presented to the court for approval. This will include a three-to-five year plan. The plan will outline monthly projected income, necessary monthly living expenses, and payments to cover all monthly secured and priority unsecured debt. The remaining monthly income will be used to pay only the unsecured debt you can afford to pay. Remaining unsecured debt will be discharged at the end of the bankruptcy period.

Following are questions and answers for 9 types of personal debt:

1.Will I lose my house when I file for Chapter 13 bankruptcy?
In general, you can keep your house. However, you will need to make monthly mortgage payments as well as catch up on past due payments during the bankruptcy plan period. Your lender will establish a mortgage modification that includes the missed payments spread out over the three-to-five year period. You may also be able to keep your house if it is in foreclosure if you file for bankruptcy before it is sold and make monthly payments including the late payments.

2.Will I lose my retirement funds when I file for Chapter 13 bankruptcy?
In most cases you can keep the money in your pension and retirement plan funds. However, these need to be ERISA-qualified retirement accounts such as 401(k)s, IRAs, Keoghs, and defined benefit plans. Investment accounts, stock option plans and savings accounts will be covered only if they qualify under ERISA which may or may not be the case.

3.Will I lose my vehicle(s) when I file for Chapter 13 bankruptcy?
Monthly auto loan payments must continue to be paid in bankruptcy. If the payments cannot be made, the lender will repossess the vehicle.

4.Will Chapter 13 bankruptcy enable me to get rid of my medical bills?
In most cases, you will pay off a portion of your medical debt during the bankruptcy period and the remainder will be discharged at the end of bankruptcy. The amount paid will be based on the repayment plan that is established for your bankruptcy and will be based on what you can reasonably afford to pay based on income, living expenses, and secured and priority unsecured debt.

5.Will Chapter 13 bankruptcy get rid of my student loans?
Student loans typically cannot be discharged/cancelled in bankruptcy. There are rare cases, such as situations involving “undue hardship”, where student loans may be discharged. There are also certain types of loans associated with education expenses that may be dischargeable.

6.Is spousal support and child support affected by Chapter 13 bankruptcy?
The obligations for payment of spousal and child support do not change with the Chapter 13 bankruptcy filing.

7.Will my credit card debt go away if I file for Chapter 13 bankruptcy?
In most cases, you will pay off a portion of your credit card debt during the bankruptcy period and the remainder will be discharged at the end of the bankruptcy. The amount paid will be based on the repayment plan that is established for your bankruptcy and will be based on what you can reasonably afford to pay based on income, living expenses, and secured and priority unsecured debt.

8.How are federal and state taxes treated in Chapter 13 bankruptcy?
Past due taxes are usually treated as “nondischargeable priority debt”. Bankruptcy will not eliminate the tax obligations, and repayment of the tax debt is prioritized in the plan. There are, however, certain situations where taxes are considered a “dischargeable” debt that can be eliminated in the filing. This involves rules regarding the age of the tax debt, timing of tax returns and other factors.

9.How are personal loans affected in Chapter 13 bankruptcy?
Personal loans from family members, friends, and employers are all dischargeable in a Chapter 13 bankruptcy filing. In addition, unsecured bank loans, payday loans and signature loans from loan companies are also dischargeable in a filing.

If you are facing the possibility of a Chapter 7 or Chapter 13 bankruptcy filing, the chances are you are probably feeling a lot of stress and sleepless nights. If you want to start getting your financial situation in order contact Dozier Law, P.C., experienced Bankruptcy Attorneys in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia. Your initial Bankruptcy consultation will be no charge to you.

1.Your case will be investigated, and a Demand Package will be sent to the at-fault party’s insurance company.

Your Dozier Law, P.C. lawyer will thoroughly investigate all aspects of your case so that a clear picture of the other person’s liability and your resulting injuries can be presented to the insurance company. When the time is right, we will send a Demand Package to the at-fault party’s insurance company. This will include the financial, physical, and emotional impact that this has had on you and a monetary settlement demand. The Demand Package will provide the insurance company with the information they need to settle the claim and avoid a lawsuit.

2. What happens if the insurance company does not meet the settlement demand and the case is not settled?

If the insurance company representing the at-fault party disputes any part of the case and will not agree to a settlement in the monetary range that was outlined in the Demand Package, a decision will likely be made to file a lawsuit. The lawsuit will be brought against the person, persons, or company who caused your injuries and not against the insurance company.

In some cases, your Dozier Law, P.C. lawyer may decide to wait for a period of time before filing a lawsuit to give the insurance company the opportunity to increase the settlement offer. However, in cases where the parties are significantly far apart with respect to the settlement, litigation will be necessary.

3. What are the reasons that a case does not settle with the insurance company?

There are a number of different reasons that an insurance company will not settle a case;

a. The insurance company does not agree with the monetary settlement demand.

b. The insurance company is denying liability. They believe that you or another person bear at least some responsibility for your injuries.

c. The insurance company is stalling for time hoping that the monetary settlement demand will be reduced.

d. The insurance company does not believe that you were injured as badly as claimed.

e. The insurance company has policies in which they are very hesitant to settle cases.

4. How does a lawsuit affect me?

If a lawsuit is necessary, your Dozier Law, P.C. lawyer will explain in detail what will take place. The process usually involves the following steps.

a. A lawsuit will be filed in court. This is served upon the person, persons or company who caused your injuries. They are the defendant(s), the responsible parties, and you are the plaintiff.

b. The insurance company for the defendant(s) will assign a lawyer to the case and the lawyer will file a response. This will typically deny responsibility for the injuries, deny the extent of the injuries, and may seek to bring in other parties that may have been involved in the incident that caused your injuries.

c. The next step will be discovery in which both sides gather information from each other. The following are things included in the discovery process.

1. “Interrogatories” which are questions involving written answers.
2. “Depositions” which is oral testimony.
3. “Requests for production of documents” in which lawyers ask for medical reports, witness statements, medical bills, and other documents related to the case.
4. Preparation for trial with tips on how to conduct yourself.
5. The trial, if the case does not settle before the court date.

5. What are interrogatories?

Interrogatories are questions that the lawyer for the defendant will send to your Dozier Law, P.C. lawyer. This will include questions regarding your complete medical history, educational history, work history, and additional information regarding your injury.

6. What is involved in a deposition?

In your deposition, the attorney for the defendant will ask you questions about your injuries, the incident, and background information about you and your family. Your answers will be taken down word for word by a court reporter. The transcript of your deposition will be read by all attorneys and representatives of the insurance company and portions of this may be used at the trial.

7. Why are depositions important?

Depositions are important because it is the first time that you will testify about your case. The defense attorney will be sizing you up. If he or she is impressed with you and your testimony, settlement before trial will be more likely. The deposition is also an excellent preparation for trial. It is also important to understand that if your testimony in the deposition is false this can be used against you in the trial.

8. What is the likelihood that my case will settle before going to trial?

Your Dozier Law, P.C. lawyer will be motivated to settle the case if we can get a fair settlement for your injuries. We will also review the trial process with you if a settlement cannot be made. Getting to trial can take a year or more and could be a factor in a settlement decision. Ultimately, only a small percentage of cases proceed all the way to a trial.

9. If my case ends up going to trial, what happens in the trial?

In most cases, the trial process will go something like this:

a. The judge will open the trial by calling the lawyers, clients, and prospective jurors into the courtroom.

b. After the jury is selected (usually 6, but maybe 12), the lawyers will make opening statements. These are brief summaries of the case, so the jury has an overview before the testimony begins.

c. Your Dozier Law, P.C. lawyer will present your case by calling you and other witnesses to the stand to testify. This may include your doctor, employer, friends, family, and others who can testify about the incident and your injuries.

d. After each witness has finished testifying, the lawyer for the defendant will have the opportunity to cross-examine, to ask questions of that witness.

e. After any cross-examination by the defendant’s lawyer, your Dozier Law, P.C. lawyer may ask the witness a few additional questions. This is called re-direct examination.

f. After your Dozier Law, P.C. lawyer finishes presenting your case, the defense lawyer presents his/her case by calling witnesses for the defense. After each of these witnesses testifies your lawyer will have the opportunity to cross-examine the witness.

g. After both attorneys have finished all questioning and all presentations of the evidence, the judge will ask for closing arguments. In closing arguments, the lawyers have the opportunity to summarize the case to the jury and ask for a verdict. Your Dozier Law, P.C. lawyer goes first followed by the lawyer for the defense.

h. After closing arguments, the judge will instruct the jury on the law and how it should be applied to your case. The judge’s instructions are the final words heard in the case before the jury leaves the courtroom to deliberate.

i. The jury meets in a closed room. Deliberation to get to a verdict can go quickly or take hours.

j. When the jury has finishing deliberations and reached a verdict, the judge will call everyone back into the courtroom and the verdict is announced. At that point you will find out whether you won your case and if so how much money has been awarded by the jury.

10. If we win the case at trial, how long does it take to receive the money?

If you win the case and the defense attorney does not appeal, it usually takes a few weeks to a month to receive payment.

11. What happens if we lose the case?

If you lose the case your Dozier P.C., lawyer will discuss the possibility of an appeal. The appeals process is usually long and expensive, and you will be advised if this is appropriate or not.

It is important for you to have a positive attitude throughout your case, whether it is settled early, a lawsuit is filed leading to a settlement, or your case goes to trial. It is also very important that you make an active effort to recover from your injuries. Further, cooperate fully with your Dozier Law, P.C. lawyer and be honest about the details of your case with everyone involved.

The Constitution of the United States, state laws, and fairness dictate that injured victims should be compensated for injuries resulting from the negligence of a third party. This is the law, and it is on your side. Place your faith, confidence, and trust in Dozier Law, P.C. and you will obtain justice.

If you or a loved one are a victim of someone else’s negligence, you need a seasoned and knowledgeable Personal Injury Lawyer by your side. Contact Dozier Law, P.C., experienced Personal Injury Attorneys in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia. Your initial Personal Injury consultation will be no charge to you. In addition, no recovery means no fees, so if you don’t get paid, you owe us nothing.

So what is an AVVO rating and what does it mean?

An AVVO rating is a 1 to 10 score used to rate attorneys. The rating is based on an attorney’s AVVO profile. The profile is based on background information that AVVO collects from publicly available sources combined with information provided directly by the attorney. Sources of public information include state bar associations, regulatory agencies, court records and other information on the internet. Each attorney has a profile area for information on their background, including education, membership in legal/business associations, awards/recognition, and peer endorsements.

How is the AVVO rating calculated?

First, it is calculated based on a mathematical model (a proprietary algorithm). Every attorney is evaluated on the same information and the model used is identical for each attorney.

Second, every attorney is treated equally. There is no discussion/debate if an attorney does not like their rating. Further, if an attorney advertises their services on AVVO it does not help their rating.

The mathematical model used to calculate the AVVO rating was developed from input from hundreds of attorneys and thousands of consumers. It is based on the things that are important to people when choosing an attorney. The model focuses on the attorney’s profile information, including experience, professional achievements, and other industry recognition. It also highlights disciplinary actions if any have been taken.

The mathematical model incorporates all of the information on an attorney and calculates a rating, from 1 to 10:

• 9.0 – 10.0 Superb
• 8.0 – 8.9 Excellent
• 7.0 – 7.9 Very Good
• 6.0 – 6.9 Good
• 5.0 – 5.9 Average
• 4.0 – 4.9 Concern
• 3.0 – 3.9 Caution
• 2.0 – 2.9 Strong Caution
• 1.0 – 1.9 Extreme Caution

An attorney that has recently graduated and passed the bar will usually have a lower rating than someone who has been in practice for ten years, twenty years or more. This rating will improve over time with the practice of law. However, longevity does not guarantee a higher rating.

The AVVO rating is one of many sources of information on an attorney

An attorney’s AVVO rating should be used as one input in determining the attorney who is right for you. In addition to the attorney rating, AVVO includes client reviews and peer reviews from other attorneys. Google client reviews are also an excellent source of information. A law firm’s website will tell you about the firm’s practice and the areas of law that the firm handles. Be sure to go to the section of the website on attorneys and review the profiles. Conduct general searches on the internet…there is a lot of information available. Ask your neighbors, friends, associates at work, or other acquaintances if they have an attorney that they would recommend. All of this will help you to determine the attorney that looks like the right one for you. Then set up a consultation with the attorney on your legal matter. The consultation will go a long way in answering your question “is this the right attorney for me?”

Character, Conviction & Commitment … A Family Formula
Dennis G. Dozier, Sr. & Dozier Law, P.C.
Story by Katrice Williams

Dozier Law, P.C. has been a staple in the Effingham community for over two decades. Dennis G. Dozier, Sr., a Virginia Beach native, has lived in Effingham for over 26 years. As a proud husband, father, and grandfather, Dennis feels that family is a priceless commodity. He and his wife Mary Lowell Dozier have been married for 45 years.

“I have a very supportive wife and family. I live in a wonderful community, and I don’t take anything for granted,” he says.

Dennis and Mary Lowell have three children: Dennis Jr., Adam, and Savannah, all of whom are involved in helping the business thrive. Dennis Jr. is the general manager for the firm and is completing his law degree.

Adam, who is also an attorney, has worked alongside his dad for over six years.

Savannah is co-owner of Brand Local Communications, and she handles the law firm’s social media marketing. Dennis and Mary Lowell have five young grandkids who they just love to pieces.

Finding His Way to Law

Law was not Dennis’ first career choice. After relocating to Georgia from Virginia Beach in 1972, he attended Georgia Southern University, where he obtained a Bachelor of Science Degree in Economics in 1976. He later earned his Master of Business Administration Degree from University of Georgia.

After graduating, Dennis managed his father-in-law’s agribusiness firm in Southwest Georgia for over 11 years. However, he never became settled in his career.

Understanding the principles that he strove to incorporate into his own life, combined with his interest for the welfare of others, Dennis looked toward the field of law, enrolling in the University of Georgia’s School of Law.

Dennis recalls his humble beginnings, remembering when he and Mary Lowell, taking a leap of faith, sold their home and moved to Athens with their little ones. Mary Lowell was committed to caring for their three small children while Dennis was a full-time law school student, so there was little household income. During that time, he is certain that he learned the real meaning of “starting anew.”

All the sacrifices, along with the hard work and diligence paid off, as Dennis earned his law degree in 1995.

The family then moved to Effingham, where Dennis began practicing at The Ratchford Firm before starting his own practice in 1999.

Dennis and Mary Lowell have truly enjoyed making Effingham their home.

Character, Conviction, and Commitment

From the start, Dennis knew the need to incorporate strong character, conviction, and commitment to principled behavior into his business. To this day, the Dozier Law, P.C. team takes pride in reflecting dignity, honor, respect, and integrity.

“We always stay with the truth,” Dennis commented.

He agrees that a lawyer’s job is much different than what the public may perceive, largely due to the questionable actions of those who have made dishonorable practices commonplace; these actions shamelessly tear away at the very foundation on which the entire U.S. justice system was built.

Dennis and his team know that it is all about people—helping with their issues in the best ways possible. Over the years, Dennis has assisted a multitude of clients, including those seeking help with domestic issues, criminal problems, divorce, personal injury, financial problems, and estate planning.

“I love what I’m doing—helping ordinary people solve not so ordinary problems,” he said.

A Strong Background

Without question, Dennis knows that the man he is and his unwavering values are greatly due to both his parents: Rev. John Wesley Dozier and Viola Endrich Dozier.

“I had wonderful parents; I was very blessed,” Dennis says.

He is confident that much of his work ethic comes from his dad John, one of his biggest inspirations. John was a WWII pilot. He later attended and graduated law school. Though he never chose to practice law, but he did remain in the field of law and justice, becoming an FBI agent. Over time, however, John began to feel that he had a significantly different calling; he went to seminary and became a chaplain in the U.S. Navy, and later, a Presbyterian minister.

Much of that has trickled down into Dennis’ life today. He and his family enjoy attending church together. He remembers hearing a beautiful and heartfelt prayer that his five-year-old grandson Mason prayed to the Lord Jesus Christ. There were few words that the proud granddad could utter in response to the tender moment.

Writing Books for Children

Speaking of Mason, he is actually a little star, largely due to the efforts of his Granddad Dennis—the children’s book author. The attorney also writes children’s books.

Dennis always enjoyed telling his children bedtime stories when they were young. Though he made up a different story each time, many of the stories had one thing in common: a big, pink, and very friendly dragon.

Remembering those times, Dennis was inspired to write some of the stories, and he has now written a seven-book series. The books are about the friendly dragon named Pinkerton Pernelli—a name given by Dennis and Mason because the dragon is pink and weighs a ton. Pinkerton learns and shares a lot of valuable lessons, helping others along the way.

All the stories teach underlying morals and values in a very kid-friendly manner. Pinkerton is often accompanied by his best friend Mason, a happy, curious, smart, and very helpful little guy who teaches a lot of great lessons himself. Mason’s real-life best friend Arden also shows up as a story character.

Each book is filled with fabulously-illustrated pictures, colorful scenes, and clever rhymes, encompassing an exciting, fun, and insightful story.

Young readers are sure to enjoy the many adventures of Pinkerton and Mason.

Dennis loves time with his family. He feels very blessed in life and is looking forward to a beautiful and fulfilling future.

(912) 826-5253
www.dozierlawpc.com
430 Silverwood Centre Drive Rincon, GA 31326

DOZIER LAW, P.C. is pleased to announce that it has entered into a relationship with ePay Management that allows clients to easily seek outside third-party financing of legal fees! ePay Management provides a multi-lender platform that delivers financing offers directly to you. They approve individuals with credit scores as low as 600 and offer terms up to 60 months – with rates from 5.99% to 35.99% subject to income and credit. This can result in low monthly payments, even in cases involving relatively substantial legal fees.

All that is involved is a quick online application, which will be met with an immediate response of offers from up to eleven lenders based upon your credit score and income. The application is a “soft inquiry” and does not affect your credit score. Funds come directly to you so you will be able to pay your legal fees and have the representation you need and deserve at a payment you can afford!

To see how affordable quality representation can be, please call DOZIER LAW, P.C. at (912) 826-5253.

If you think you might not qualify, friends or family can qualify on your behalf.

DISCLAIMER:

Dozier Law, P.C. has negotiated an ongoing relationship with ePay Management, a third-party vendor, to make lending services easily and readily available to our clients. Dozier Law, P.C. has no other function in the financing process. Dozier Law, P.C. is not responsible for the application or approval process, loan origination, loan structure, collections procedures, or any other aspect of lender practices for any applicant. Dozier Law, P.C. strongly recommends thoroughly reviewing all lender rules, guidelines, and agreements prior to entering into any business relationship with ePay Management, FlexxBuy LLC, Crowdnetic Corporation, or any lender. As is the case with any financial loan transaction, the borrower should make sure he or she understands every aspect of the financial responsibilities regarding any loan prior to entering into any loan agreement and that the loan agreement suits the individual’s personal financial situation.

1. What is the most important thing that I can do after an injury?
The most important thing for you to do, quite simply, is to recover from your injury. The law requires injured people to “mitigate their damages.” In other words, the law requires you to do that which is necessary to improve your physical condition and recover from your injury. For you, this may mean some, or all, of the following steps:

a. Do not miss appointments with your doctor.
Stay in touch with your doctor and be certain to maintain your appointments. If you have to cancel, notify the doctor with as much notice as possible. The words “no show” on a doctor’s record sheet can be used against you at the time of settlement or trial.

b. Attend physical therapy sessions as prescribed.
Your physician or hospital may prescribe therapy to facilitate recovery from your injury. Such a procedure is often helpful in many types of injuries including strains, sprains and other so-called “soft tissue” injuries. If physical therapy is prescribed, be sure to keep your appointments and participate actively in the process. Again, if you have to cancel an appointment, be sure to call, but try to avoid cancellation as much as possible.

c. Do what your doctor tells you to do.
If your physician prescribes certain medications, therapy exercises, or limitations on activities, be sure to follow your doctor’s orders. Failure to follow your doctor’s advice can be used against you when it comes time to settle your case or can be used against you in court if your claim proceeds to litigation.

d. Follow your doctor’s advice with respect to work and leisure activities.
If your physician advises you to rest, stay home from work, or avoid certain activities, it is important that you follow such advice. If you resist your doctor’s advice and do activities that have been limited, it will not only prevent a speedy recovery, but could also affect the legal aspects of your case. Even though staying out of work may have an impact financially, it is important that you follow such advice so that your recovery will be enhanced. Your attorney will attempt to recover lost earnings.

2. How do I pay my medical bills?
Your lawyer will discuss the payment of your medical bills in detail with you. In summary, your medical bills may be paid by one of the following methods:

a. Your own health insurance from your employment benefits package.
b. Your own health insurance that you may have paid for personally.
c. Health insurance obtained by your spouse for your benefit or by your parents if you are under a certain age and living with such parents.
d. Medical payments insurance coverage from your own automobile policy if you were driving your automobile and were involved in an automobile collision.
e. Medical payments insurance coverage from the person you were riding with if you were a passenger in an automobile that has automobile insurance coverage.
f. Your own personal funds if you were not insured and are able to pay medical bills as they are incurred.
g. Workers’ compensation insurance if your injury occurred while you were working on the job and the injury occurred as a result of your employment.
h. The liability insurance coverage for the person, persons or company who caused your injuries. Such insurance coverage will most likely be paid at the time of settlement rather than during the period that you incur such medical bills.
i. Other possible sources.

Depending on the nature of your case, your medical bills may be covered by any of the above possibilities. If there is no insurance coverage, your bills will be paid at a later date when and if your case settles.

3. Will the doctors, hospitals and other medical facilities wait for payment if I am unable to pay my bills as they are incurred?
In most cases where there is no immediate method to pay medical bills as they are incurred, many doctors, hospitals, and other medical facilities will wait to be paid for their services when the case is finally resolved by way of settlement or verdict in court. It is important to let medical providers know early in the process if you have no insurance or financial means to pay medical bills as they are incurred.

4. How does my lawyer make sure that the doctors and medical facilities will get paid?
Most lawyers have a policy of withholding money from the settlement or court verdict to pay doctors and medical facilities. Many doctors and medical facilities require that the patient/client sign a form (usually called a subrogation or lien form) which allows the attorney to withhold enough money to pay medical bills directly from the insurance settlement proceeds.

5. Why won’t the insurance company for the person or company who caused my injuries automatically pay my medical bills as they occur?
Most insurance companies for the tortfeasor (the person, persons or company who caused your injuries) will not automatically pay medical bills as they occur. There are many reasons for this. One reason is that they do not want to spend a substantial amount of money for medical bills and then be faced with an unreasonable or excessive demand at the time of final settlement. In other words, they do not want to expend a substantial amount of money on medical bills and then be faced with the chance of defending a lawsuit. Secondly, most insurance companies want to conclude or settle the claim with one sum of money. Therefore, most liability insurance companies will wait for the letter of demand from your attorney and then try to conclude the case all at once with one payment.

6. How do I keep track of all of my bills?
One of the most important things for you to do is to keep an accurate record of your medical bills. This is how you do it:

a. Ask for a medical bill each time you see a doctor or facility.
Maintain a record of your visits and make sure that you obtain a medical bill for each visit to your doctor, hospital, physical therapist, or medical facility.

b. Save all prescription bills.
Be sure to save copies of your prescriptions and drugstore charges for medicine that you purchase as a result of your injury.

c. Keep a separate chart with dates, amounts of medical bills, and purchases of medication.
Maintain a separate record which has the date of the medical service or purchase of medication, the amount charged, and how the bill was paid (by insurance, your own personal funds, etc.). This requirement is very important because it will be your actual record of medical bills incurred as a result of your injury.

d. Be sure your lawyer receives a copy of each medical bill, prescription bill, or other bill related to your injury.
It is important for your lawyer to receive copies of all your medical bills as well as a copy of your medical bill summary when your case is ready for settlement. Even though your lawyer may receive copies of bills directly from the medical facilities, a double-check process will assure that your claim settles for the maximum value.

e. Keep a record of medical bills even if they are processed through a health insurance carrier.
Even if your medical bills are paid by a health insurance company or your employer, you must still maintain copies for yourself and be sure to get copies to your lawyer.

7. In summary, what are the most important things that I can do to help my lawyer with the medical aspects of my case?

a. Keep all doctor’s appointments.
b. Attend all physical therapy sessions as prescribed.
c. Do what your doctor tells you to do.
d. Keep copies of all medical bills for visits to your doctor, physical therapist, hospital or other medical facility. Save all prescription bills.
e. Provide your lawyer with copies of each bill.

Do your part so that your lawyer can do their part to provide you with a fair settlement for your injury.

If you or a loved one are a victim of someone else’s negligence, you need a seasoned and knowledgeable Car Accident Lawyer by your side. Contact Dozier Law, P.C., experienced Personal Injury Attorneys in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia. Your initial Personal Injury consultation will be no charge to you. In addition, no recovery means no fees, so if you don’t get paid, you owe us nothing.

A Will ensures that you leave your assets and belongings to those you choose. It enables you to designate individuals and organizations as beneficiaries who would receive nothing if a Will were not in place. A Will also takes considerable pressure off your loved ones. While everyone may not be happy with the distribution of assets in the Will, they will know that it was based on your wishes. Further, if you have minor children and both biological parents are deceased, without a Will the court will determine the guardian of your children. With a Will you can designate someone to serve as their personal guardian.

Things are very different if you don’t have a Will. If you die without a Will in Georgia (intestate), the state legislature has passed laws that dictate how your estate will be distributed. In most cases this will include a probate process in which the probate court appoints an administrator to handle the payment of debts and distribution of assets.

Regardless of whether you have a Will or not, there are certain types of assets that automatically pass to the surviving co-owner or to a named beneficiary. This includes the following:

• Life Insurance proceeds.
• Real estate owned in joint tenancy with right of survivorship with someone else.
• IRA, 401(k) or other retirement accounts.
• Bank accounts or other assets held in joint tenancy.
• Stocks or other securities held in a transfer-on-death (TOD) account.
• Funds in a payable-on-death (POD) bank account.

Without a Will, estate property will be distributed as follows:

• Surviving spouse with no children; everything to spouse.
• Surviving spouse with children; estate split evenly between spouse and children. If a spouse and one child (each receive 50%), spouse and two children (each receive 33%), spouse and three or more children (spouse receives 33%, remaining 67% split equally among the children).
• No surviving spouse but with children; entire estate split among the children on an equal basis.
• No surviving spouse or children; estate split equally between grandchildren of deceased children.
• If no grandchildren; entire estate to parents
• If no parents; estate split evenly between siblings
• If no siblings; estate split evenly between nieces and nephews

If there are no traceable heirs, under Georgia intestate succession law “the estate is transferred to the board of education in the county where the estate’s probate proceeding was filed.”

If a Will is not in place, a minor child’s guardianship is in the hands of the court. If both parents die leaving behind children, who will be the children’s guardian? If you are a single parent and die, who will be the guardian for your children? Judges will do their best to ensure a guardianship that is in the best interest of the children, but the fact is that judges may not know family dynamics, relationships, or other factors that help in determining what is best for the children.

Contact Dozier Law, P.C., Wills, Trusts, and Estates Lawyers handling Probate Court matters in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia.

Our Family Law Made E-Z program allows us to do just that – make family law easy. In every agreed-upon divorce case dealing with children, three sets of documents are required:

1. a Separation Agreement, which deals with division of real and personal property, including retirement, division of debts, alimony, dependency exemptions, life insurance, and other related issues.

2. a Parenting Plan, which deals with legal and physical custody and sets forth a detailed parenting time schedule for weekends, weekdays, major holidays, vacation periods, other holidays, birthdays, special days, and other extended periods of time, outlines transportation arrangements, details communication provisions, and deals with access to the child(ren)’s records and information.

3. a Child Support Addendum, which incorporates by reference the Child Support Worksheet(s) and schedule(s) and which deals with child support, childcare expenses, health insurance, health insurance premiums, and uninsured health care expenses.

To protect your privacy, we believe that these three sets of documents should never be combined because each document may be sent to others (see diagram below). While the school may need your Parenting Plan, they don’t need to know how you divided property or what your income is.

Legal matters surrounding divorce can be complex and difficult to manage on your own. DOZIER LAW, P.C., Divorce Law Attorneys, have the experience you need to navigate the process to find a solution that works best for you. Our goal is peaceful settlements, but we are prepared to take your case to court if necessary. Contact DOZIER LAW, P.C., Georgia Family Law Attorneys in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia.

SAVANNAH, Ga. – Paralegal Studies student Rachel Waldron has been selected as the 2021 Georgia Occupational Award of Leadership (GOAL) winner for Savannah Technical College.

“Rachel balances the demands of school with a full-time job as a legal assistant and is one of the top performing Paralegal Studies students,” said STC Paralegal Studies Department Head Debra Geiger. “In addition to her grades, what I respect most about Rachel is her commitment to achieve her goals. I am very proud of her and the example she is setting for current and future paralegal students.”

GOAL honors outstanding students at each of the Technical College System of Georgia institutions. Rachel will represent Savannah Tech at the statewide competition in April in Atlanta, where the statewide GOAL winner will be selected. The highly competitive process involves academic success, community engagement and public speaking. Winners are nominated by their instructors and selected after interviews with a panel of business and community leaders.

Rachel works as a legal assistant at Dozier Law, P.C. in Rincon and was previously in the hospitality industry specializing in sales and front desk customer service for multiple hotel chains.

Rachel is on track to graduate in early spring 2023 with an associate of science in Paralegal Studies. She is also a member of Phi Theta Kappa Honor Society at Savannah Tech.

“Technical education is a hands-on learning experience, and that is the main reason why I chose to further my education at Savannah Technical College,” Waldron said. “It promotes independence and self-learning, tunes the student effectively and increases the student’s potential. Thanks to technical education, I am achieving my goals.”

Rachel Waldron takes Paralegal Studies courses virtually through STC’s Paralegal Online option. The program prepares students for a career in the paralegal profession. The knowledge and skills emphasized in the Paralegal Studies program include ethical obligations; research in state and federal law; legal correspondence preparation; family law matters; basic concepts of real property law; criminal law and procedure; civil litigation; substantive contract law; and wills, trusts, and probate. Paralegals, also called legal assistants, work closely with attorneys, judges, prosecutors, or public defenders. STC’s Paralegal Studies Associate Degree graduates have a 100% placement in field (AY2019) and are in demand with area law offices.

1. How do I obtain relief from my creditors?
For certain people, filing a bankruptcy case will achieve the relief from debt that they seek because this can result in the grant of a discharge of debts to an individual. A discharge is the forgiveness of personal liability for debts which have been incurred prior to the filing of the bankruptcy case. With few exceptions, creditors are prohibited from suing a debtor, obtaining a judgement or collecting for debts which have been discharged and will have no claim on the future income or assets of the individual who has filed for bankruptcy relief as a debtor.

Bankruptcy, while it may relieve a personal obligation to repay a debt, does not eliminate most mortgages or liens on property. Thus, in order to retain a car or a house which has been pledged as collateral on a loan, a debtor will ordinarily have to repay the creditor the full amount of the debt over time or redeem the property by paying the full value of the collateral in cash to the creditor.

2. What are my alternatives?
Individuals may choose several different types of bankruptcy. The choice of Chapter 7 or Chapter 13 will depend upon the financial circumstances of the debtor, the amount and nature of the debts to be dealt with in bankruptcy, the exemptions available and the types of assets owned by the debtor.

3. What is Chapter 7 bankruptcy?
Chapter 7 is what most people refer to as “straight bankruptcy”. In a Chapter 7, the debtor turns over all of his or her non-exempt assets to a Chapter 7 trustee. The Chapter 7 trustee liquidates those assets and distributes the proceeds to the debtor’s creditors. By order of the Bankruptcy Court, the person is then discharged from all debts.

4. How do I benefit from a Chapter 7 bankruptcy case?
Once you file your case, your creditors are prohibited from continuing suits against you or from attempting to collect their claims against you and your property. Rather, creditors must look solely to the Bankruptcy Court and the assets within its control for payment of their claims. By filing the Chapter 7 bankruptcy case and obtaining a discharge, you receive a total forgiveness of the discharged debts and receive a “fresh start”.

5. What are the differences between Chapters 7 bankruptcy and Chapter 13 bankruptcy?
Chapter 7 of the Bankruptcy Code is entitled “Liquidation” and, as the name implies, generally requires sales or foreclosure of all property except property deemed to be exempt. In most instances, the Chapter 7 debtor is promptly discharged from all or most pre-bankruptcy debts and receives a fresh start on a new economic life. This new economic life frequently begins only with exempt assets.

Chapter 13 bankruptcy is entitled “Adjustment of Debts of Individuals with Regular Income.” It is often called “wage earner” or just “Chapter 13”. Chapter 13 debtors pay all or part of their debts through future income rather than through liquidation or foreclosure of present assets. Chapter 13 is available only to individuals with regular income whose non-contingent, liquidated unsecured debts are less than $250,000 and whose secured debts are less than $750,000. Corporations and partnerships are not eligible for Chapter 13 bankruptcy. The Chapter 13 debtor’s income must be regular, but can come from such things as self-employment, pension, welfare or alimony.

6. How does Chapter 13 bankruptcy work?
Under Chapter 13 bankruptcy, the debtor presents a plan of debt repayment which is reviewed by the Chapter 13 trustee, creditors and the Bankruptcy Court. The plan must be filed in good faith, must provide for payments that are feasible in light of the debtor’s income and expenses and must also provide for payments over time that are equal in value to the money creditors would have received if the debtor had chosen Chapter 7 liquidation instead of Chapter 13. The plan must also provide that, for a period of three years, all of the debtor’s income above reasonable expenses will be used to pay debts.

If the Chapter 13 plan is approved, all payments are made through the Chapter 13 trustee’s office, and the trustee is paid a commission. Most plans must run at least three years and cannot exceed five years. Chapter 13 provides that the debtor receives a discharge from most pre-bankruptcy debt upon making the payments called for by the plan.

7. Can I keep my property when I file for bankruptcy?
Chapter 13 debtors often keep property they would lose in a Chapter 7. Keeping secured property in a Chapter 7 usually requires the creditors’ agreement. Secured creditors do not have such control in a Chapter 13.

Consequently, Chapter 13 debtors usually keep their cars, house and other important property subject to security interests, even if the creditor wants the property back. Property not subject to security interests can also be kept in a Chapter 13, even though its value is not exempt and would be lost in a Chapter 7.

8. Who will find out if I file for bankruptcy?
In most cases, only you and your creditors will know that you have filed for bankruptcy. Even though bankruptcy proceedings are a matter of public record, this information rarely gets publicized unless you are affiliated with certain high profile organizations, hold a public office or have a high profile job.

Of course, your creditors will be notified of the bankruptcy, and the information will be shown on your credit profile that will be accessible by future lenders. Your employer is usually not privy to the information unless you are having Chapter 13 payments automatically deducted from your paychecks. While rare, some smaller communities may publish notices of bankruptcy filings in the local newspaper. However, that practice is typically considered distasteful and outdated by most modern news agencies.

9. What information do I need to provide to file Chapter 7 or Chapter 13 bankruptcy?
Following is a checklist of information required for filing bankruptcy.

1. Proof of Income
a. Last 6 months pay-stubs
b. Last 2 years tax returns

2. Proof of debts
a. House loan – current statement
b. Vehicle loan – current statement
c. Personal loans – statements and credit agreement
d. Payments on account to retail merchant – statement and credit agreement
e. Credit cards – monthly statements
f. Medical – statements and/or letters
g. Letters turned over to collections
h. Taxes – letters from IRS, GA and County
i. Child support/alimony – court orders and letters
j. Other debts – statements and/or letters
k. Credit report (optional)

3. Proof of value of assets
a. Recent appraisals on house/land
b. County tax appraisals
c. Car/truck registration

4. Proof of identification
a. Driver’s license
b. Social security card

5. Other documents
a. Leases/contracts
b. Court documents re. lawsuits
c. Last 2 months bank statements for all accounts

The information on this checklist will provide the details necessary for a liquidation of assets under a Chapter 7 bankruptcy or a debt repayment plan under a Chapter 13 bankruptcy.

If you are facing the possibility of a Chapter 7 or Chapter 13 bankruptcy filing, the chances are you are probably feeling a lot of stress and sleepless nights. If you want to start getting your financial situation in order contact Dozier Law, P.C., experienced Bankruptcy Attorneys in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia. Your initial Bankruptcy consultation will be no charge to you.

Marriage is a civil contract which the State has an interest in preserving. Accordingly, the marriage relationship can be dissolved only as provided by law, by either a divorce or an annulment. It also may be altered by a decree of separation granted by our Courts. In any case, there must be a proceeding in the Superior Court of the County in which the person seeking the divorce, separation decree or annulment must prove “grounds” or valid reasons prescribed by law.

1. What are the grounds for divorce in Georgia?
In Georgia there are 13 grounds for divorce. One ground is “irretrievably broken” (sometimes referred to as the “no fault” divorce). The other 12 grounds for divorce in Georgia are “fault” grounds.

2. What is a no-fault divorce?
To obtain a divorce on this basis (irretrievably broken), one party must establish that he or she refuses to live with the other spouse and that there is no hope or reconciliation. It is not necessary to show that there was any fault or wrongdoing by either party.

3. Must a husband and wife live apart when the divorce is filed?
No, but the spouses must be considered separated in a legal sense before one can file for a divorce. Spouses may be considered separated even if they are living in the same house if they are not sharing the same room and/or do not have a sexual relationship.

4. How does one “file for divorce”?
The person seeking the divorce (the plaintiff) will file a document called a “Complaint” with the appropriate Superior Court. This Complaint includes information on the marriage including present living arrangements, children of the marriage, assets and debts, and the specific reason claimed for seeking the divorce. A copy of the Complaint will be served on the other spouse (the Defendant) by the sheriff.

5. Do I have to live in Georgia for a certain period of time to file for divorce?
Yes. You must have lived in Georgia for a minimum of six months to file for divorce.

6. What should I do if I receive a complaint for divorce that my spouse has filed?
The spouse who receives the complaint should promptly consult a lawyer. The spouse may contest the reason claimed for the divorce or contest the claims for child custody, child support, alimony, property division, or debt division by filing an “Answer” with the Court. If, however, an Answer is not filed within 30 days, the right to contest the complaint may be lost.

7. Is there a way to live apart without getting a divorce?
Yes. A party who wishes to live apart permanently but does not want to get a divorce may file a “Separate Maintenance” action. The spouse will remain legally married although living apart. The Court may order that alimony be paid by one spouse to the other, and the Court may divide property between the parties.

8. Must I go to court to get a divorce?
Not necessarily. Spouses may be able to reach an agreement resolving all issues arising from the marriage, including finances, division of property, and custody and visitation of children. The agreements are presented to the Court and, upon approval, made an order of/incorporated into an order of the Court. The Court’s order, called a Final Judgement and Decree, concludes the lawsuit. If, however, the parties cannot reach an agreement, the issues will be resolved by the judge or a jury. However, a judge always decides matters of child custody and visitation.

9. How long does it take to get a divorce?
It depends. If there is an agreement between the parties, the divorce is considered uncontested. An uncontested divorce may be granted as little as 31 days after the Defendant has been served with the Complaint for Divorce. If there is disagreement as to any matter, the divorce will be obtained when the case reaches the Court, which can take months.

10. Is Georgia a 50/50 state when it comes to divorce?
Not necessarily. Georgia is an equitable distribution state, meaning instead of dividing the marital property equally, a judge will divide the property fairly based on each spouse’s financial and non-financial contributions to the marriage.

11. Can a spouse date while separated and going through divorce proceedings?
You should not date during the separation period prior to divorce. Under Georgia law, you are still legally married to your spouse even if you are physically separated. Extramarital activities could have a negative effect on your divorce proceedings.

12. Do I have to continue to live in Georgia during the divorce proceedings?
You do not have to continue to live in Georgia during the proceedings leading to divorce. However, it can be difficult, depending in part on the complexity of the case, to live outside of the court’s jurisdiction.

13. What happens while I wait to go to court?
Either of the spouses may request a temporary hearing. This hearing is not a final trial. A temporary hearing resolves the issue of child custody, visitation, child support, alimony, debts, and possession of property on a temporary basis until the final trial. The judge will issue a temporary order that applies only until the time of the final trial. The temporary order may also prohibit one party from interfering with the other party of the child and prevent the transfer and selling of assets.

14. What is decided at the final trial?
Questions of child custody and parenting time are decided by the judge. The judge alone or a 12 person jury (if one of the parties has requested a jury) will resolve all of the financial issues of the marriage, such as the division of property, division of debts, alimony, and child support. At the final trial, both spouses present evidence by their own testimony and may call other witnesses. The decision rendered by the judge or jury is written into a Court order that is binding upon both parties. The wife’s maiden or former name can be re-established if she so desires.

15. What about the children?
The welfare of children is of major concern to the Court. Neither parent is automatically entitled to custody. The judge looks at the best interest of the child in determining the proper parent to have custody. The judge considers many factors when deciding custody. Those factors include the age and sex of the child, compatibility with each parent, and the ability of each parent to care for and nurture the child. A child over 14 years of age can choose which parent will have custody if agreed to by the judge. The judge considers it important for a child to maintain a relationship with both parents, therefore, parenting time is awarded to the parent who is not given primary physical custody of the child.

Divorce Checklist:
1. Proof of Income
a. Your (and your spouse’s) current pay stub
b. Last two years year-end pay stubs
c. Last two years tax returns and W-2s

2. Proof of debts (including spouse’s if available)
a. House loan – current statement
b. Vehicle loan – current statement
c. Personal loans – statement and credit agreement
d. Payments on account to retail merchant – statement and credit agreement
e. Credit cards – monthly statements
f. Medical – statements and/or letters
g. Letters turned over to collections
h. Taxes – letters from IRS, GA, and County
i. Child support/alimony – court orders and letters
j. Other debt – statements and/or letters

3. Proof of value of assets
a. Recent appraisals on house/land
b. County tax appraisals
c. Car/truck registration

4. Proof of identification
a. Driver’s license
b. Social security card

5. Other documents
a. Leases/contracts
b. Court documents re. lawsuits
c. Previous relevant court orders

Legal matters surrounding divorce can be complex and difficult to manage on your own. Dozier Law, P.C., Divorce Law Attorneys, have the experience you need to navigate the process to find a solution that works best for you. Our goal is peaceful settlements, but we are prepared to take your case to court if necessary. Contact Dozier Law, P.C., Georgia Family Law Attorneys in Rincon, Effingham County, Chatham County, Bulloch County, Screven County and Bryan County, Georgia.

Dennis G. Dozier, Sr. has been practicing law in Effingham County Georgia for over 26 years. Law was not Dennis’ first career choice. After relocating to Georgia from Virginia Beach in 1972, he attended Georgia Southern University, where he obtained a Bachelor of Science Degree in Economics in 1976. He later earned his Master of Business Administration Degree from the University of Georgia. After graduating, Dennis managed his father-in-law’s agribusiness firm in Southwest Georgia for over 11 years. Dennis then looked toward the field of law, enrolling in the University of Georgia’s School of Law. In 1995 Dennis began practicing at The Ratchford Firm before starting his own practice in 1999.

From the start, Dennis knew the need to incorporate strong character, conviction, and commitment to principled behavior into his business. To this day, the DOZIER LAW, P.C. team takes pride in reflecting dignity, honor, respect, and integrity. “We always stay with the truth,” Dennis commented.

He agrees that a lawyer’s job is much different than what the public may perceive, largely due to the questionable actions of those who have made dishonorable practices commonplace; these actions shamelessly tear away at the very foundation on which the entire U.S. justice system is built.

Dennis and his team know that it is all about people – helping with their issues in the best ways possible. Over the years, Dennis has assisted a multitude of clients, including those seeking help with domestic issues, criminal problems, divorce, personal injury, financial problems, and estate planning.

Dennis summarized his practice of law as, “I love what I’m doing—helping ordinary people solve not so ordinary problems.”

Lawyers of Distinction
Profile Link:
www.thelawyersofdistinction.com/profile/dennis-dozier/

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Lawyers of Distinction uses its own independent criteria, including both objective and subjective factors in determining if an attorney can be recognized as a Lawyer of Distinction in the United States in their respective field. This designation is based upon the proprietary analysis of the Lawyers of Distinction organization alone and is not intended to be endorsed by any of the 50 United States Bar Associations or The District of Columbia Bar Association.

RINCON, GA, May 18, 2021 /24-7PressRelease/ — Dennis Dozier has been included in Marquis Who’s Who. As in all Marquis Who’s Who biographical volumes, individuals profiled are selected on the basis of current reference value. Factors such as position, noteworthy accomplishments, visibility, and prominence in a field are all taken into account during the selection process.

With more than 25 years of unparalleled litigation and trial expertise, Mr. Dozier excels as an attorney with the Dozier Law, P.C. Since 1995, he has developed a stellar reputation for the unfailing advocacy of his clients in the areas of personal injury, bankruptcy, estate, criminal defense and family law, as well as civil litigation. Due to his proven track record of excellence, he was presented with the John B. Miller Award for Outstanding Service to the Community from Savannah Bar Association in 2008. Additionally, Mr. Dozier has been recognized for his professional achievements through Omicron Delta Epsilon, Beta Gamma Sigma and Sigma Iota Epsilon.

Before embarking on his professional journey, Mr. Dozier earned a Bachelor of Science in economics from Georgia Southern University in 1976. Subsequently, he obtained a Master of Arts in business administration and a Doctor of Jurisprudence from the University of Georgia in 1978 and 1995, respectively. Upon his graduation from the aforementioned university, Mr. Dozier was admitted to practice law through the State Bar of Georgia, the Georgia Court of Appeals, the U.S. District Courts of the Southern, Middle and Northern Districts of Georgia, the U.S. Court of Appeals for the 11th Circuit and the Supreme Court of Georgia.

Devoted to remaining aware of industry changes, Mr. Dozier is affiliated with the Effingham County Bar Association, the Savannah Bar Association and the American Bar Association. Among the many highlights throughout his career, he is most proud of his grandchildren, as well as the numerous picture books he has authored over the years. In the coming years, Mr. Dozier intends to pass the law firm onto his children so that they do not struggle as he once did.

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